Hire purchase is a simple form of car finance. Either by using a cash deposit, your existing car as a deposit or even no deposit.
You pay for the car in fixed monthly instalments over a pre-agreed contract - from 12 to 60 months - during which time you have full use of the car. Once the contract is complete, you own your car outright.
Here at Carmotion we work with many trusted, industry leading, multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages. We can tailor a finance agreement for you regardless of whether you are a private, individual or a business-user.
Financing the purchase of your new car can be arranged quickly and easily with our in-house team of Finance Specialists using a panel of lenders such as Black Horse Motor Finance, MotorNova and many more, with very competitive rates. The application process is simple and a decision can be given almost instantly regardless of your credit history.
When you choose hire purchase through us, you get a simple, hassle-free way to fund your car purchase in affordable instalments, knowing it's yours to keep at the end of the contract. Here are just a few of the reasons customers choose us:
We work with many, industry leading, multi-award winning finance partners whi specialise in providing highly competitive vehicle finance packages. Our lenders will let you spread the cost over up to five years, with a pre-agreed interest rate that's fixed for the duration of the agreement. We work with a variety of lenders, and we can also offer options for people who've had credit problems in the past.
Our hand-picked cars are all quality-checked by specialists, so you can be reassured you're getting the very best motors on the market. We check our prices against the market every day to make sure we're offering the best value.
What's more, our friendly staff are trained to give you simple, honest advice. They don't work on commission, so their only motive is to find the very best cars and deals for you and your budget.
We think our customers are happiest when they've had the time and space they need to make their own decision - and from the feedback we get, they agree!
Need more information? Check our finance calculator to find cars in your price range.
Most of the time you can get your loan approved and collect your car on the same day. Our vehicles come complete with a full Experian history check, extensive mechanical checks and warranty.
Can you use a vehicle in part exchange?
If you have a part exchange, we'll be happy to give you a free no obligation value and getting finance won't be dependent on this if you choose to later sell the vehicle yourself.Apply here